Overview

Payments, credit, deposit and capital raising e.g. peer-to-peer transfers, mobile banking, crowdfunding, credit and lending technology. Investment management technology e.g. retail investment platforms, robo-advice, high frequency trading. InsurTech i.e. insurance technology. Regulation, cyber risk and risk management. Market support services e.g. distributed ledger technology and blockchain. Cryptocurrencies and digital currencies. The role of BigTech firms in banking and finance.

Assessment Strategy

-threshold -D- to D+ (40-49%): No major omissions or inaccuracies in the deployment of information/skills. Some grasp of theoretical/conceptual/practical elements. Integration of theory/practice/information present intermittently in pursuit of the assessed work's objectives. -good -B- to B+ (60-69%): Very good performance Most of the relevant information accurately deployed. Good grasp of theoretical/conceptual/practical elements. Good integration of theory/practice/information in pursuit of the assessed work's objectives. Evidence of the use of creative and reflective skills. -excellent -A- to A+ (70%+): Outstanding Performance. The relevant information accurately deployed. Excellent grasp of theoretical/conceptual/practice elements. Good integration of theory/practice/information in pursuit of the assessed work's objectives. Strong evidence of the use of creative and reflective skills. -another level-C- to C+ (50-59%): Much of the relevant information and skills mostly accurately deployed. Adequate grasp of theoretical/conceptual/practical elements. Fair integration of theory/practice/information in the pursuit of the assessed work's objectives. Some evidence of the use of creative and reflective skills.

Learning Outcomes

• Assess the reasons for international differences in the applications of financial technology and their regulation;

• Critically analyse the features and merits of the application of technology in credit and lending;

• Critically analyse the features and merits of the application of technology in insurance; mobile banking, payment and crowdfunding

• Critically analyse the future prospects for cryptocurrencies and digital currencies.

• Critically analyse the issues surrounding cyber risk and risk management in the context of FinTech.

• Demonstrate an awareness of the contexts which have led to successful applications of technology in financial markets and services;