Binru joined Bangor Business School in Sep 2022 as a Lecturer (Assistant Professor) in Banking and Finance. He specialises in Empirical Banking, Financial Intermediation and Corporate Credit Market. His research output has attracted policy-makers' attention and has been featured in some major media outlets including the Columbia Law School (CLS) Blue Sky Blog, the Daily Telegraph, the Duke Financial Economics Center Blog, the European Corporate Governance Institute (ECGI) Blog, and the Oxford Business Law Blog. His previous research has been published in leading international academic journals including The European Financial Management, European Journal of Finance. Also, he held a visiting position at Bank of Finland, Helsinki. His research projects have been funded by the British Academy/The Leverhulme Trust and the Higher Education Funding Council for Wales (Wales Innovation Network).

Additionally, he has been an ad-hoc reviewer for several internationally well-established journals, such as European Financial Management, European Journal of Finance, British Accounting Review, Pacific-Basin Finance Journal, International Journal of Finance and Accounting, Journal of International Financial Markets, Institutions and Money, International Review of Financial Analysis, etc.

Binru is currently serving as the Interim Director of Postgraduate Research at Bangor Business School.

• PhD: Finance
  University of Bath, 2023

2023

• PublishedBank funding constraints and stock liquidity
  Molyneux, P., Wang, Q., Xie, R. & Zhao, B., Jan 2023, In: European Journal of Finance. 29, 1, p. 1-16
  Research output: Contribution to journal › Article › peer-review
• E-pub ahead of printFirm ESG reputation risk and debt choice
  Newton, D., Ongena, S., Xie, R. & Zhao, B., 8 Nov 2023, (E-pub ahead of print) In: European Financial Management.
  Research output: Contribution to journal › Article › peer-review

2025

• Wales Innovation Network (WIN) Small Grant Fund (£4,981)

  This will fund two workshops that will bring a network of academics together to prepare bids to fund a substantial research programme.

  7 Mar 2025 – 30 Sep 2025

  Activity: Other (Contributor)

2022

• Bangor Business School (Organisational unit)

  Institute Of European Finance - Centre for Responsible Banking

  2022 →

  Links:

  • https://www.bangor.ac.uk/bbs/research
  Activity: Membership of network (Member)

• The Impacts of Bank Branch Closures on SME performance: Evidence from the UK

  01/09/2023 – 15/04/2025 (Active)