Modiwl BAK-3112:
Comparative Banking
Comparative Banking 2024-25
BAK-3112
2024-25
Bangor Business School
Module - Semester 2
20 credits
Module Organiser:
Debbie Gilliland
Overview
Indicative Content:
Bank Management, Financial Structure and the Growth-Development Nexus: • Measuring bank performance. • Managing modern banks. • Financial structure. • Financial development, economic growth.
Bank Business Models and Issues in Bank Management: • Comparative banking systems: Business models. • Issues in bank management: Risks and risk management techniques.
Competition, Ownership and Bank Performance: • Market structure and competition. • Scale and efficiency. • Bank ownership.
Internationalisation of Banking, Entry and Exit: • International banking and competition. • Entry and exit studies. • Banking in Europe, in the US, in Japan and in emerging markets.
Topical Issues in Banking: • Executive compensation. • Reforming regulation. • A role for the state.
Regulation and Crises: • Bank regulation and capital regulation. • Deregulation in banking. • The subprime crisis and global financial turmoil. • Regulation after the crisis.
Assessment Strategy
-threshold -D- to D+ (40-49%): No major omissions or inaccuracies in the deployment of information/skills. Some grasp of theoretical/conceptual/practical elements. Integration of theory/practice/information present intermittently in pursuit of the assessed work's objectives. -good -B- to B+ (60-69%): Very good performance Most of the relevant information accurately deployed. Good grasp of theoretical/conceptual/practical elements. Good integration of theory/practice/information in pursuit of the assessed work's objectives. Evidence of the use of creative and reflective skills. -excellent -A- to A+ (70%+): Outstanding Performance. The relevant information accurately deployed. Excellent grasp of theoretical/conceptual/practice elements. Good integration of theory/practice/information in pursuit of the assessed work's objectives. Strong evidence of the use of creative and reflective skills. -another level-C- to C+ (50-59%): Much of the relevant information and skills mostly accurately deployed. Adequate grasp of theoretical/conceptual/practical elements. Fair integration of theory/practice/information in the pursuit of the assessed work's objectives. Some evidence of the use of creative and reflective skills.
Learning Outcomes
- Analyse the effects of market structure on the performance of banks and the implications of competition on the banking industry.
- Compare bank's financial performance and strategies in different parts of the world.
- Critically evaluate different bank business models and the challenges and opportunities associated with each.
- Discuss the various types of regulation in the banking sector to assess their effectiveness and challenges.
Assessment method
Class Test
Assessment type
Summative
Description
TEST Students should take an hour-long closed book written test.
Weighting
20%
Assessment method
Essay
Assessment type
Summative
Description
INDIVIDUAL ESSAY: Students are required to write a 1000 word essay.
Weighting
20%
Assessment method
Exam (Centrally Scheduled)
Assessment type
Summative
Description
FINAL EXAMINATION: Students will take a 2 hour and 30 minute closed book written examination at the end of the semester.
Weighting
60%