The course will cover the following: • Basic Principles of Lending • Lending and the legal and regulatory environment • Types of borrowers • The purpose of financing • Forms of Lending • The Lending cycle • Assessment of risk, Credit scoring and covenants • Security • Lending - Monitoring and Control • Lending and Social Responsibility

Learning Outcomes

• Analyse and discuss the social responsibility issues that banks need to consider when lending, using relevant ethical frameworks.

• Apply relevant concepts and techniques to make bank lending proposals including the analysis of financial and non-financial information, and the proposing of suitable security proposals.

• Evaluate different forms of lending based on their associated risks through the utilisation of relevant examples.

• Explain the purpose and process of financing in bank lending, using appropriate terminologies.